Checking Account

The Best Checking Account Sign-Up Bonuses You’ll Find Right Now

Have you shopped around for a checking account lately? You probably haven’t. Well, that means you’re likely missing out on the opportunity to get a free cash bonus. Plenty of banks try to attract new customers into opening checking accounts by offering sign-up bonuses. Moreover, these bonuses can give you a few extra hundred dollars in cash, just for moving your money.

You could make extra money by looking into a new checking account at a different bank. So, why keep your money where it currently sits? It could help you earn more money, just by changing banks. 

To optimize your money, check out these great checking account sign-up bonuses.

Wells Fargo: Up to $400

The Bonus

Get $400 when you open a new Everyday Checking account online or at a local Wells Fargo bank branch. 

Requirements

The bonus is only available for new Wells Fargo customers. In order to qualify for the bonus, you’ll need to open an Everyday Checking account. 

Once your account is open, you’ll need to receive a total of $4,000 or more in qualifying direct deposits into your new account within 90 days. If you meet these requirements, your bonus will be deposited directly into your account within 30 days. 

This offer is valid through July 31, 2020.

HSBC: $225 or $475 Bonus

The Bonus

Get $225 as a Welcome Deposit for opening an HSBC Advance checking account. Get $475 for opening an HSBC Premier checking account.

Requirements

To get the $225 bonus for opening an Advance checking account, you’ll need to receive recurring monthly direct deposits of at least $500 each for three consecutive months. To get the $475 bonus for opening a Premier checking account, you’ll need to receive recurring monthly direct deposits of at least $5,000 each for three consecutive months. 

Only those who apply for the Advance or Premier checking accounts online will qualify for the bonus offer. The direct deposits you receive must come from a third party. Once you’ve met these requirements, your bonus will be automatically deposited into your new account within eight weeks. 

Both of these HSBC checking account bonus offers are valid through June 29, 2020.

U.S. Bank: Up to $300

The Bonus

Get $300 for opening a new U.S. Bank checking account. 

Requirements

You qualify for this bonus by:

  • Opening either a Platinum Checking Package, Gold Checking Package, or Easy Checking account through U.S. Bank’s online banking or mobile app by July 6, and; 
  • Entering the following promotional code: 20WEB05.

In order to fulfill the bonus offer requirements, you’ll need to make at least two direct deposits totaling a minimum of $2,000 each. The direct deposits must take place within 60 days of opening your new checking account.

This offer ends on June 29, 2020.

SunTrust: $200 or $400 Bonus

The Bonus

Get $200 for opening a SunTrust Essential checking account or earn $400 for opening a SunTrust Advantage checking account. 

Requirements

Only residents of certain states are eligible for this bonus. Additionally, you cannot be a current SunTrust customer with an existing personal checking account. 

In order to qualify for the $200 Essential checking bonus, you must have direct deposits of at least $500 made per statement cycle for two consecutive cycles or within the first three months of opening your account. For the $400 Advantage bonus, you’ll need to have direct deposits of at least $3,000 made per statement cycle for two consecutive cycles. 

The bonus offer is valid through June 30, 2020.

PNC Bank: Up to $300

The Bonus

Get $50 for opening a PNC Virtual Wallet, $200 for opening a Virtual Wallet with Performance Spend, or $300 for opening a Virtual Wallet with Performance Select.

Requirements

First and foremost, this offer is only available to new PNC customers. 

To get the $50 bonus, you’ll need to receive a direct deposit of $500 or more within 60 days. To get the $200 bonus, you’ll need to receive a direct deposit of $2,000 or more within 60 days. Finally, to get the $300 bonus, you’ll need to receive a direct deposit of $5,000 or more within 60 days. 

The bonus offer expires June 30, 2020.

Huntington National: Up to $200

The Bonus

Get $150 for opening an Asterisk-Free Checking account. Get $200 for opening a Huntington 5 checking account online. 

Requirements

Only residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia are eligible for this offer. 

In order to qualify, you’ll need to be a new Huntington National customer who hasn’t closed a checking account in the last six months. After opening your account, you’ll need to make cumulative new money deposits totaling at least $1,000 within 60 days. Plus, you must keep your account open for 90 days. 

Once these requirements are met, you’ll see your bonus cash deposited into your account within 14 days. 

This bonus offer is valid through July 7, 2020.

How to Find Bonuses Like These

Banks are always working to attract new customers. Therefore, they’re often willing to offer pretty impressive cash bonuses for those who are interested in opening a new checking account. However, you’ll only find these checking account sign-up bonus offers if you search for them. 

You should search online or at banks in your local area to see what checking account bonus offers are available for you. Banks change their signup bonuses frequently, so it’s important to search and compare what kinds of offers are available. Doing this research can help you score a few hundred extra dollars. And all you have to do is move your money to a new bank account.

X