These days, every dollar counts. And saving money anywhere you can is important. This is especially true when it comes to automotive insurance. The premiums charged for automotive insurance continue to rise and finding ways to keep the monthly insurance payments lower is helpful. And there are many steps that people can take on their own to achieve lower auto insurance premiums. Here then are 12 tips for saving money on car insurance.
12. Choose Your Car Wisely
It is not a myth that the type of car a person drives influences their insurance rate. In fact, insurance rates are set largely based on the frequency of claims, and average cost of claims, for each make and model of car. For example, four-wheel drive vehicles often costs more to insure because the cost to repair them after a crash is more than a two-wheel drive vehicle. Ditto for foreign luxury cars such as BMW and Mercedes, whose parts can be more difficult to order and cost more than for most American-made vehicles. Insurance companies even consider how often a particular vehicle is stolen, notably sports cars that are attractive to teenagers and young drivers. The bottom line is that choosing a lower risk car such as a Ford Focus, for example, can reduce the insurance premiums you pay right off the bat.http://www.sacarfan.co.za/2015/03/first-drive-ford-focus-ecoboost-south-africa-2015/ Source: Sacarfan.co.za